In today's digital age where cryptocurrencies dominate, traditional checks might seem outdated. However, the evolution from paper to digital checks, known as eChecks, has kept this payment method relevant. eChecks provide a secure and cost-effective solution for online casino transactions in the US, allowing players to fund accounts, claim bonuses, and withdraw winnings.
Here, we explore the benefits and limitations of eChecks, their transaction thresholds, and whether they suit your gaming needs.
Casinos Offering Bonuses for eCheck Users
Just as checks once facilitated holiday shopping, eChecks now come with their own set of rewards. Online casinos that accept eChecks often provide special promotions like reload bonuses, free spins, and welcome bonuses for new players.
Each eCheck casino has unique promotional structures, some offering tiered bonuses with each deposit. Even no-deposit bonuses can be claimed, but an eCheck deposit might be required to cash out winnings. For example, at PartyCasino, new users can enjoy a 100% match bonus and free spins on the Starburst slot. Here are some casinos known for their eCheck bonuses:
| Rank | Casino | Bonus |
| 1. | PartyCasino | 100% up to $1,000 |
| 2. | DraftKings | 100% up to $2,000 |
| 3. | 888casino | 120% up to $500 |
| 5. | Sugar House | 100% up to $250 |
What is eCheck?
eChecks enable electronic money transfers between a player's checking account and an online casino's account via the ACH network. This method has been around for twenty years, offering low fees and high security, often referred to as direct debit or ACH transfer.
eCheck Casino Games and Operators
eCheck casinos boast extensive game selections, featuring everything from new slots to classics. Players can indulge in slots, table games, jackpot games, live dealer experiences, video poker, lottery, and scratch cards.
These casinos collaborate with leading game developers, ensuring a rich gaming experience:
- Slots
- Table Games
- Jackpot Titles
- Live Dealer Table Games
- Video Poker
- Lottery
- Scratches
Enjoy titles from renowned developers like:
- Evolution Gaming
- NetEnt
- Microgaming
- Big Time Gaming
- Playtech
- IGT
- Yggdrasil Gaming
- NextGen
- Play ’N Go
Recommended Online Slot Games
Slots can be daunting for beginners due to their variety, including complex formats like Megaways. Here are some top picks from eCheck casinos:
- Cleopatra by IGT, with an Egyptian theme, 5 reels, 20 paylines, and 95% RTP.
- Divine Fortune by NetEnt, inspired by Greek mythology, also featuring 5 reels and 20 paylines with 96% RTP.
- Lobstermania, known for its large 10,000x jackpot, with an RTP of 94.99%.
Additional notable games include Blood Suckers, Mega Moolah, Bonanza, Book of Ra, Slingo, Da Vinci Diamonds, and Gonzo’s Quest.
Depositing and Withdrawing with eCheck
eChecks can be used for both deposits and withdrawals, although some casinos limit this to withdrawals only. Here's how to conduct transactions:
Depositing with eCheck
Depositing with eCheck is similar to any online purchase:
- Visit the eCheck casino's website.
- Log in to your account.
- Navigate to the Cashier/Banking section.
- Select Deposits.
- Choose eCheck as your payment method.
- Set your deposit amount.
- Authorize the transaction.
The minimum deposit is generally around $10, though some casinos might accept $5. Small transaction fees might apply, but they are typically low.
Withdrawing with eCheck
Withdrawals involve some waiting, as the casino verifies the request:
- Access the casino's website.
- Log in.
- Go to the banking section.
- Select eCheck for withdrawal.
- Enter the withdrawal amount.
- Confirm the transaction.
- Wait for notification of approval.
Expect up to 5 business days for funds to clear, with a transaction fee.
Minimum Deposit and Withdrawal Limits
Deposit limits are usually straightforward, often set at $10 or $20. Withdrawals can vary, but eChecks generally handle up to $10,000 per transaction. Always check the casino's specific terms.
Withdrawal Times for eCheck Casinos
Withdrawals via eCheck are not immediate, often taking 3-5 days:
| Casino | Minimum Deposit | Minimum Withdrawal | Withdrawal Time |
| Party Casino | $10 | $10 | 3-5 days |
| DraftKings Casino | $5 | $15 | 3-5 days |
| 888casino | $10 | $10 | 3-5 days |
| SugarHouse Casino | $10 | $10 | 3-5 days |
Why Trust eCheck for Payments?
eChecks offer dual-layer security from both the casino and the banking network. They use encryption technology, with transactions processed through the secure ACH system. Key advantages include:
- Low transaction costs
- User-friendliness
- High-level security encryption
- Automated payments
- Fewer restrictions on transaction amounts
eCheck on Mobile Casinos
The rise of mobile gaming has been pivotal for online casinos, with eCheck casinos adapting through responsive design or dedicated apps. Most support Android and iOS devices, maintaining the same transaction process without needing a separate payment app.
Pros and Cons of Using eCheck
| ✅ Pros | ❌ Cons |
| Quicker than traditional checks | Long withdrawal times |
| Direct bank account linkage | Limited acceptance among casinos |
| User-friendly | Transaction fees apply |
| Advanced encryption | No real-time verification of account numbers |
Alternative Payment Methods at eCheck Casinos
While eChecks have their place, some players might prefer alternatives like PayPal, Skrill, due to faster transaction times. Other methods include debit/credit cards, prepaid cards for anonymity, and cryptocurrencies like Bitcoin. Mobile payment options like Google Pay, Apple Pay, and Neteller are also popular. For instant withdrawals, consider Mazooma.
Frequently Asked Questions About eCheck Casinos
Why use eCheck?
eChecks offer robust security, low fees, and automated payment features, making them a reliable option for casino transactions.
Do online casinos accept eCheck?
Yes, some US online casinos do accept eCheck, but it's often for either deposits or withdrawals, not both.
What's the minimum eCheck deposit amount?
Typically, it's $10, though this can vary.
Is eCheck secure?
Absolutely, eChecks use advanced encryption and ACH network security, with the added benefit of transaction reversibility.
How long do eCheck withdrawals take?
Withdrawals usually take 3 to 5 business days.
