Top PayPal Online Casinos In USA 2022

Welcome to our guide to the best PayPal online casinos serving players in the United States. Below, you'll learn why PayPal is considered one of the top payment providers for fans of slots and table games, as well as important details such as any associated costs, deposit and withdrawal speeds, and whether PayPal works to play on mobile devices.

We'll also let you into a few secrets, namely, our favorite games from the most popular developers around so you can use your PayPal account to have some serious fun - read on to find out more.

Top Real Money Online Casinos That Accept PayPal

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Online Casinos That Offer Bonuses for PayPal Users

As far as usability is concerned, PayPal ranks as one of the most popular payment providers on the web. However, Elon Musk’s one-time plaything hasn’t always been a fixture of casino websites.

While, inevitably, this means that it won’t always be possible to make PayPal deposits and withdrawals on every website you visit, growing adoption means that the e-wallet can be found at plenty of online casinos in the US.

Today, some PayPal casinos offer a casino bonus to players for choosing to use the provider to send and receive money. These promotions include the likes of no deposit bonuses, free spins, and free cash to play with.

It is worth noting that the usual restrictions, such as wagering requirements and the rules surrounding withdrawals, may still apply. Always make sure you’re aware of these details before choosing a bonus.

Below, we’ve provided a list of the online casinos accepting PayPal as a deposit and/or withdrawal method, including any bonuses they offer to eligible players.

About PayPal

PayPal is a lot older than many people might realize, having been founded in 1998. That’s just a few years younger than some of the internet’s most senior companies, including Yahoo! (1994) and AOL (1985). As mentioned, though, acceptance has been a gradual process - and it’s still ongoing. Don’t assume your preferred payment method will be available at any one casino.

As far as merchants are concerned, low transaction costs, high-security standards, and an audience of around 377 million customers mean that casinos that accept PayPal get the benefit of a well-established payment platform with minimal expense or recurring costs.

There are also no fees levied on users (provided that no currency exchange is involved), which allows casinos to offer PayPal as an alternative to more restrictive providers like MasterCard or other credit and debit cards.

Overall, PayPal has built up a strong reputation over the past two decades, something that any customer-first online casino should want to share.

PayPal Casino Games and Operators

Modern PayPal casinos are only as good as the quality, range and sheer quantity of games on offer. We’ve compiled a list of some of the most popular slot games that users will be able to play when choosing PayPal as a primary payment method.

We’ll also introduce you to some of the game developers that you will come across at the best casinos. Check these out below, but remember that these online slots come from the list of casino sites that we provided earlier in this guide.

Our Suggested Online Slot Games

• Blood Suckers - do you like horror and all things macabre? NetEnt’s Blood Suckers slot has five reels and three rows, and all the vampires you can shake a wooden stake at.
• Narcos - another slot for fans of the underworld, albeit the human one, Narcos is based on the hit Netflix show of the same name.
• Eye of Horus - games based on Ancient Egypt are common online but Blueprint Gaming’s Eye of Horus is one of the most played casino games of all. 
• Book of Ra - with 5 reels and 3 rows of Indiana Jones-style action, Book of Ra is another slot that will take you to the sands of Ancient Egypt.
• Rainbow Riches - Gamesys’ Rainbow Riches puts the player on a quest to find the fabled pot of gold at the end of the rainbow.
• Mega Moolah - four jackpots are included in this slot, which is (arguably) one of the most famous casino games ever made.
• Da Vinci Diamonds - whatever you thought of Dan Brown’s writing career, Da Vinci Diamonds from IGT is a sure-fire hit with treasure hunters.
• Gonzo's Quest - an adventure through the New World that is as well known for its technological achievements as it is for its sheer fun factor.
• Thunderstruck II - fans of Norse mythology, rejoice. Microgaming’s Thunderstruck II is so famous it even made it onto the Apple Watch. 
• Lobstermania - fishing isn’t for everybody but Lobstermania - starring the crustacean Lucky Larry - can at least replicate getting a big catch.
• Divine Fortune - Divine Fortune is a typical 5x3 slot with the gold and ivory setting of a long-forgotten Ancient Greece.
• Cleopatra - while her tomb might still be missing in real life, Cleopatra still knows how to serve her loyal subjects in this IGT-made slot.
• Slingo - this game provides a twist on the classic slot formula by introducing bingo elements. It also allows for a little strategic tinkering.
• Bonanza - with a mining theme and a hillbilly soundtrack, Bonanza is a Big Time Gaming slot that features the Megaways progressive jackpot.
• 88 Fortunes - luck of the Far East is the theme of this slot. Search for treasure among Asian iconographies such as the junk boat and the square-holed coin.

How to Use PayPal to Deposit and Withdraw Funds

To help you handle your money safely, we’ve put together a step-by-step guide to depositing and withdrawing funds at PayPal casinos.

How to Deposit Money Using PayPal

PayPal acts as an intermediary between two parties, like, for instance, a bank and a casino. In many cases, this means that it won’t actually store any money. It simply moves it around like a conveyor belt between two points. Ultimately, this means that it requires a funding source to make payments. Put another way, you’ll either need to move money into your PayPal account manually or ask PayPal to do it for you. 

Unfortunately, this places some quite large restrictions on its usage for online casino gaming in the US, as only a handful of states actually permit online gambling within their borders. As all the casinos we’ve listed above are legal in their specified states, this shouldn’t be a problem. 

You can make a deposit at most PayPal casinos by heading to the cashier page, choosing PayPal as your payment option, setting your deposit amount, and heading to the next step.

You may be asked to sign in to PayPal to complete your transaction but this process is handled by the website itself, so it should be a safe and secure thing to do. You will then be taken back to the casino for confirmation that the deposit was successful. 

How to Withdraw Money Using PayPal

Much like the previous section of this guide, withdrawals are normally handled in the cashier part of a casino’s website, using much the same process. Note that you will need to connect a PayPal account if you’ve never made a deposit before. As far as withdrawal times and minimum or maximum withdrawal amounts are concerned, we’ll go over these in the following sections. 

Note that some US online casinos that support PayPal, such as Hard Rock, only accept PayPal for withdrawals if a deposit has been made from the same PayPal account.

Minimum Deposit and Withdrawal Amounts for PayPal Online Casinos

We covered this briefly earlier but the terms and conditions provided by casinos should be considered essential reading. Thankfully, there’s not always a need to delve into End User License Agreements (EULA) or other complex documents to get the information you need. Casinos should provide details of all payment providers in an easy-to-find place - and in plain English.

Licensed online casinos will usually have minimum deposit and/or withdrawal amounts in place - and the latter value, withdrawals, are usually higher than the former. This may mean that you can deposit with a minimum of $10 but can only withdraw when the balance of your online casino account is greater than $20, whether the total from winnings or your own funds. Bonuses and free cash of any kind are usually excluded from withdrawals until certain conditions are met.

Withdrawal Times for PayPal Casino Sites

Why PayPal Is a Trusted Payment Method in Online Gambling

PayPal only got this deep into the business world by doing things right. Granted, it seems to have taken quite a while to get to online gambling sites, and it is still struggling to compete with mobile phone payment providers such as Apple, Google, and Samsung, but the service is almost unrivaled by competitors on the web. Let’s summarise the benefits of using PayPal over the other payment methods we’ve mentioned so far.

• Global Reach - PayPal is currently available in more than 200 territories around the world, which is by far the most of any e-wallet.
• Fast Transactions - there are plenty of payment options out there that advise waits of three days or more on online casino withdrawals. PayPal can be much quicker,
• Free to Use - for players and customers in general, there are no fees associated with transactions in one currency. Merchants themselves only have to pay a nominal fee to process PayPal payments. 
• Data is Protected - payments at a PayPal casino only require a password. Personal data isn’t required.

PayPal Mobile Casinos

One of the biggest problems facing fans of gambling in the US is that an operator that offers a casino and a sportsbook on the web may not offer both options in an app. This means that a mobile browser may be the only option for playing on the go. To give an example, both Florida and Ohio only allow horseracing via the BetMGM app, while players in New York may be stuck with sports betting only. 

PayPal is unique among some other payment providers in that transactions can be authorized in an installed app or via mobile web. This differs from Venmo, for example, which relies on a purely app-based experience. Unfortunately, the complexities of US law make summarizing access to PayPal in casino apps difficult. The cashier section should always be your first point of call for deposits and withdrawals at PayPal online casinos, though.

Other Trusted Payment Methods Accepted by Online Casinos

Anybody who has ever had a bank account or a credit or debit card will know that there are more ways to pay for things than with PayPal, especially in this modern era of e-wallets and cryptocurrency. However, depending on your location, there’s a possibility that some or all of the payment providers in your country are not accepted by online casinos. Fear not. There’s often a way around this. 

Traditional methods such as Visa and MasterCard are accepted by a large number of real money online casinos and can be used at either Apple Pay casinos or Google Pay casinos through those debit card options. It’s worth mentioning that some banks do place restrictions on the type of thing that their financial products can be used for, meaning that having a wallet full of plastic isn’t the dream it might seem to be. AMEX or American Express falls in much the same category as the more basic cards, as far as casino transactions are concerned.

Skrill, Neteller, and Mazooma are all e-wallets like PayPal, but there are some subtle differences between all of these services. For instance, charges can vary between platforms and Neteller (for example) allows customers to exchange dollars for cryptocurrencies like Bitcoin. Mazooma tends to fall on the basic end of internet finance, offering a simple bank-to-bank proposition. So, it's important to check out the alternatives as some may suit you better than PayPal does.

ACH (Automated Clearing House) is another payment provider accepted by casinos. Don’t be put off by the fancy name - ACH is just the network used for direct deposits (e.g. for paychecks). Finally, PlayPlus deserves a mention just because of its novelty. It’s a cash-free, pre-paid option that can be topped up at brick-and-mortar casinos. This means that you can deposit offline and then go play online.

PayPal Casino FAQs

AUTHORMason McDonagh

BioGambling enthusiast and sport fanatic, I have a wealth of knowledge when it comes to casino and gambling. I've written for magazines, newspapers and other gambling websites which include the Daily Mail, Golf Monthly and Sporting Index, all contributing to over 3 years in the content industry.